NIL Transaction Charges for Sampark Online
Services and BHIM UPI- A New Mode of Payment for Electricity & Water Bills
National Tele24 News
Chandigarh
Taking online services
to another level by providing convenience and tangible benefits to the public,
the Governor Punjab and Administrator Chandigarh, Sh. V.P. Singh Badnore
announced the waiving off MDR charges on online payment on Sampark
portal and also launched a new mode of online payment via Bhim-UPI QR code.
Launching these new facilities for the City
residents today at Punjab Raj Bhawan , the Administrator said, “ Waiving off
the MDR on Internet banking & debit/credit card usage and launching Bhim
Upi mode of payment is a substantial move in the current scenario as it will
encourage citizens to experience the transactional ease of digital payments
which will immensely pay off in the long term”. He said now citizens have to
pay nil transaction charges while making electricity & water payment or
property tax through net banking, debit card & credit cards of any bank atwww.sampark.chd.nic.in and for those who
are into mobile banking and don’t want to use their debit or credit cards can
make payments through Bhim UPI by scanning the QR code through their mobile
using BHIM/UPI mobile app of any bank with nil transaction charges.
Sh. Parimal Rai, IAS, Adviser to the
Administrator, Sh. Ajoy Kumar Sinha, IAS, Finance Secretary, Sh. Jitender
Yadav, IAS, Special Secretary Information Technology, Sh. Arjun Sharma, IAS,
Director Information Technology were also present. This move will also
address long pending demands of citizens of waiving of the MDR Charges on all
online transactions. MDR or any other charge will not be levied on the citizens
or department and this facility will be extended to the general public through
AXIS Payment gateway which is the banker to facilitate banking services for the
sampark project. This will give boost to cashless transactions by encouraging
more citizens to opt for digital transaction.
Earlier to make online
payment citizens were levied with Rs.10/- transaction charges for internet
banking, 0.90% transaction charges for payment above Rs. 2000/- through debit
card & 1% transaction charges for payment through credit card. Now with the
integration of AXIS bank gateway all transaction charges are nil irrespective
of payment is being made through internet banking, debit/ credit card of any
bank or either through mobile phone by downloading “e-sampark
Chandigarh” mobile app which is available on Google Play Store for android user
and on App store for i phone user.
Over the period of time
people have moved to digital transaction modes of debit/credit card and
net banking for making cashless payment but these methods of electronic
payments have strings attached to it in terms of cost of owning and running
swipe machines. To further give impetus to cashless transaction by simplifying
methods of digital transaction, SPIC in association with AXIS Payment Gateway,
integrated bhim QR code and bhim/UPI app mode of payment in samaprk portal
so that citizen can make easy payment through this apps as well without using
debit/credit card.
Bharat Interface for Money (BHIM) app provides fast, secure,
reliable medium to make digital payments through mobile phone using UPI
(Unified Payment Interface) platform via Mobile App. After downloading
the BHIM/UPI app of any bank, give necessary permission and verify mobile
number linked with bank account. Register your bank account with BHIM, and set
a UPI ID & PIN for the bank account. Users can first create their account
on www.sampark.nic.in and
after login select payment through bhim/UPI and provide your required payment
address (PA) or by scanning the displayed QR code and you can simply start transacting
and make your electricity, water and property tax payments with click of
button. The Bhim QR is a streamline system which will reduce the
technological problems and people will not suffer from card loss or card expiry
problems. It is the easiest method of payment for users by scanning the QR code
through your mobile. Payment made through QR code will directly get transferred
to the bank accounts. Bhim QR code will be convenient for those who are into
mobile banking and who don’t want to use debit or credit cards for small
payments. For making payment, user will need bank UPI app or BHIM app installed
in their phone. While making payment you have to open the app and tap on scan
QR code or Scan & pay and scan the QR Code. Once the code is scanned, the
amount that has to be paid needs to be entered along with a remark and
passcode. As soon as the authentications get completed, the money will get
transferred to the respective bank account of the department.
